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What We Do

Welcome to Merchant Financial Services, a leader in the merchant bankcard processing industry for more than 10 years. Merchant Financial Services is a full service, ISO/MSP of First National Bank of Omaha, Omaha, NE. We offer one of the most comprehensive packages of products and services available from a single source.

We enhance point-of-sale transactions by offering all types of payment options: Credit, Debit, Electronic Check Processing, eCommerce capabilities, and Gift & Loyalty card programs.  Totally Integrated Payment Systems.

Merchant Financial Services provides full service electronic processing to merchants nationwide. We provide our customers with quick authorizations, low interchange rates, low processing costs, reduced fraud and chargebacks, improved cash flow and increased profitability.

Our competitively priced systems can be used independently or in conjunction with your system. We provide authorizations 24 hours a day, 7 days a week. We offer easy-to-use dial-up terminals, PC-based credit card products for retail, mail order/telephone order and Internet businesses


We combine all the electronic payment options you want with the reliable service you deserve!

MFS Values


At Merchant Financial Services we felt it was important for our clients and future clients to get a sense of our values, so we decided to define some of those values. Strangely, most companies do not commit to their values in writing for their clients to see. It never occurred to us not to. Every employee of Merchant Financial Services contributed to these values, and every employee is committed to living up to the standards they represent, because these core values truly reflect the commitment we have to our clients and to our business.


What We Believe

SERVICE: We believe that excellent customer service is a path, not a destination. It is something that must be focused on and re-evaluated daily to stay on the right track. Excellent customer service takes long-term commitment to stay in touch with our clients’ needs and to be prepared to help them with those needs.

INTEGRITY: Often in business, integrity is challenged by the quest for profit. Doing the right thing is not always the most profitable thing. Integrity is knowing what the right thing to do is…and then doing it.

TEAMWORK: We believe in the “Power of One”, different people with different backgrounds and different ideals joining together to make one team. Varied backgrounds and experiences make it possible for us to understand and help more of our customers on a level that is comfortable for them.

COMMITMENT: All of the employees at Merchant Financial Services have committed to take “ownership” of every client who calls our office with a question or concern. When there is an issue for a merchant or an agent bank, that issue is ours to resolve, and we will not rest until a resolution is reached.

HONESTY: Telling a client the whole truth and nothing but the truth is not always the easiest way to handle an issue. However, we are committed to honesty in our business dealings all of the time, not just when it is convenient.


© 2011 Merchant Financial Services All Rights Reserved. If you would like more information Contact an Agent >>

Merchant Financial Services is a registered ISO/MSP of First National Bank of Omaha, Omaha, NE American Express requires separate approval.